Investing in Your 20s & 30s For Dummies

As you would expect, those closest to retirement are the most likely to be worried about having enough to retire. But Gen Yers are worried and significantly confused about their finances in general. Today's 20- and 30-somethings have witnessed a miserable market during most, if not all, of their adult lives. But going forward, the opposite is more likely to be true.  In order to build a retirement portfolio that is capable of covering expenses in one's golden years, it is necessary to save while young. The biggest impact on a portfolio can be made when the investor has a long horizon because of the compounding effects of interest. The longer you are in the market, the more you can compound your returns and grow your portfolio. Someone investing at age 25 has a 40-year investment horizon.  Investing in your 20s Diversifying your portfolio really means, Investing in your 20s & 30s For Dummies offers investment advice for taking the first steps for those just starting out with livable income. Topics include determining your investment timeline and goals, understanding investment lingo, working with a financial planner, reducing and filing taxes, reevaluating goals and progress as your income increases, tips for investing while having debt, workplace investing / retirement planning, where and when to seek investment advice, real estate and small business investments, how-to read statements and report pertaining to investments, and additional investment avenues including IRA, Bonds, Mutual Funds, Stocks (domestic / international), Commodities, ETFs, Impact Investing, and more.  Investing in Your 20s & 30s For Dummies bridges the gap between understanding basic personal finance and Dummies high end investing topics. Targeted at this maturing audience, Investing in Your 20s & 30s For Dummies complements Personal Finance in Your 20s For Dummies as a next step in the consumers money education.